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<p>[QUOTE=&quot;geekpryde, post: 26762570, member: 36248&quot;]Simple Answer:&nbsp; Absolutely not.</p><p><br /></p><p>Longer Answer:</p><p><br /></p><p>Are you asking how I would value each coin, or 100% of how someone else would value my coins (eg Insurance adjuster)?</p><p><br /></p><p>There are many coins that the insured value would not accurately reflect the actual scarcity of the coin due to special characteristics that a particular coin has.&nbsp;&nbsp; Old holder, CAC sticker, special toning, neat feature like desirable die-cracks, chop marks, etc.</p><p><br /></p><p>Example, I own a CAC approved PCGS Doily high grade Ike worth FAR more than what any full retail price guide would suggest.&nbsp; So even if I got 100% of the retail value, it would be a devastating loss to have stolen.&nbsp;&nbsp; </p><p><br /></p><p>What about a curated collection of monster toned coins?&nbsp;&nbsp; There is just no way an insurance company would pay me its true value.&nbsp;&nbsp; In fact, I think even I would undervalue it.&nbsp; &nbsp; Really only way to know is to sell at Auction.</p><p><br /></p><p>If every part of your scenario is hypothetical and fantasy based, and I got my own personal declared value for every coin, including toning and slab premiums, I would still say NO.</p><p><br /></p><p>I&#039;ve just worked too long and hard to curate a Type set that I like and can afford, the replacement value at this point is weighted more heavily towards TIME and not CASH value.</p><p><br /></p><p>My collection is relatively small at ~180 coins.&nbsp; &nbsp;&nbsp; If I had a 10,000 coin raw collection, well I might have a different answer.&nbsp;&nbsp; <img src="styles/default/xenforo/clear.png" class="mceSmilieSprite mceSmilie2" alt=";)" unselectable="on" unselectable="on" /></p><p><br /></p><p><br /></p><p>Fun Thread topic, by the way.&nbsp; &nbsp;&nbsp; I am curious how others anwser.[/QUOTE]</p><p><br /></p>

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