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<p>[QUOTE=&quot;brg5658, post: 2443000, member: 29751&quot;]Despite what Dave Ramsey says, some types of secured debt (e.g., Mortgages) are smarter long term investments than waiting until you can buy a house in cash.&nbsp; If I have a mortgage at 3.25%, and I can on average invest money at 5%+, then the smarter move is to invest and keep the mortgage.&nbsp; Add in the tax benefits of writing off a mortgage&#039;s interest vs. renting and the difference is even more marked.</p><p><br /></p><p>With regard to unsecured debt (e.g., credit cards, loans for vacations, college loans, etc.) I agree with you.&nbsp; Get those all paid off!![/QUOTE]</p><p><br /></p>

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