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Message:: [QUOTE="CamaroDMD, post: 1862763, member: 5233"]I don't 100% agree with this.  I think it depends what you are looking for...are you looking for absolute value or for an attractive coin in your collection.  While I agree that no matter what the coin, it is critical to be able to accurately grade it...that's not the end all when it comes to purchasing the coin. Lets say I want to add a 1901 Morgan Dollar to my collection.  This particular coin is common in low grades and gets very expensive in high grades because MS coins are conditional rarities.  Now, I find a dealer that has a PCGS AU-58 and a PCGS MS-61.  I feel both are correctly graded.  Technically, the MS-61 is a better piece and it is far more valuable and expensive.  But, I'll bet the AU-58 looks much nicer.  I'd rather buy the clean with a hint of wear AU-58 than buy the bag marked but no wear MS-61.  In this case, I would rather have the better eye appeal coin...even if I could easily afford either one. But, I would have evaluated both coins and determined them to be graded accurately myself.  The most important factor in adding a coin into my collection is eye appeal...above technical grade.[/QUOTE]