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<p>[QUOTE="GDJMSP, post: 56377, member: 112"]There are a couple of very good reasons that it is recommended to get the key coins for any collection first. One of them is that the key coins tend to continuously rise in value, sometimes even when the rest of the coin market does not. This means that the longer you wait to obtain the key coins - the more they are going to cost you when you do obtain them.</p><p><br /></p><p>The second reason is again related to money out of pocket. Many collectors believe that they are saving money by buying a lower graded coin than they really want for their collection just to fill the hole - with plans to upgrade at a later date. Well that's all well and good - except when it comes time to upgrade. For what usually happens is that when you try to sell the lower graded coin is that you receive less than you paid for it. Not only that - but the higher graded coin you really wanted usually costs more now than it would have when you bought the lower graded coin. So you have lost money two ways by following this method.</p><p><br /></p><p>Rule of thumb - do not buy any coin for your collection that is not what you want it to be. If you want XF or Unc - but can only afford VF - then wait. Save your money until you have enough to buy the coin you want - the one you will be happy to own. By doing this your collection costs you less in the long run and will be worth more if the day ever comes that you or your heirs decide to sell it.[/QUOTE]</p><p><br /></p>
[QUOTE="GDJMSP, post: 56377, member: 112"]There are a couple of very good reasons that it is recommended to get the key coins for any collection first. One of them is that the key coins tend to continuously rise in value, sometimes even when the rest of the coin market does not. This means that the longer you wait to obtain the key coins - the more they are going to cost you when you do obtain them. The second reason is again related to money out of pocket. Many collectors believe that they are saving money by buying a lower graded coin than they really want for their collection just to fill the hole - with plans to upgrade at a later date. Well that's all well and good - except when it comes time to upgrade. For what usually happens is that when you try to sell the lower graded coin is that you receive less than you paid for it. Not only that - but the higher graded coin you really wanted usually costs more now than it would have when you bought the lower graded coin. So you have lost money two ways by following this method. Rule of thumb - do not buy any coin for your collection that is not what you want it to be. If you want XF or Unc - but can only afford VF - then wait. Save your money until you have enough to buy the coin you want - the one you will be happy to own. By doing this your collection costs you less in the long run and will be worth more if the day ever comes that you or your heirs decide to sell it.[/QUOTE]
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