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<p>[QUOTE=&quot;ewomack, post: 4819669, member: 15588&quot;]Not entirely. Cell phone and smart phone usage is increasing even in so-called third world or developing countries. Some manufacturers have created inexpensive models that have made cell phones accessible in places that people 10 years ago would have thought almost impossible. If that continues to grow - it might not - electronic currencies will very likely grow with it. Will it ever eliminate physical cash? Who knows, but it will arguably continue to undermine it.</p><p><br /></p><p>Some links: <a href="https://womenlovetech.com/bridging-the-gap-smartphones-in-third-world-countries/" target="_blank" class="externalLink ProxyLink" data-proxy-href="https://womenlovetech.com/bridging-the-gap-smartphones-in-third-world-countries/" rel="nofollow">https://womenlovetech.com/bridging-the-gap-smartphones-in-third-world-countries/</a></p><p><br /></p><p><a href="https://www.usglc.org/blog/the-technology-thats-making-a-difference-in-the-developing-world/" target="_blank" class="externalLink ProxyLink" data-proxy-href="https://www.usglc.org/blog/the-technology-thats-making-a-difference-in-the-developing-world/" rel="nofollow">https://www.usglc.org/blog/the-technology-thats-making-a-difference-in-the-developing-world/</a></p><p><br /></p><p><a href="https://www.pewresearch.org/global/2019/02/05/smartphone-ownership-is-growing-rapidly-around-the-world-but-not-always-equally/" target="_blank" class="externalLink ProxyLink" data-proxy-href="https://www.pewresearch.org/global/2019/02/05/smartphone-ownership-is-growing-rapidly-around-the-world-but-not-always-equally/" rel="nofollow">https://www.pewresearch.org/global/2019/02/05/smartphone-ownership-is-growing-rapidly-around-the-world-but-not-always-equally/</a></p><p><br /></p><p>(PDF) <a href="http://citeseerx.ist.psu.edu/viewdoc/download?doi=10.1.1.374.6819&amp;rep=rep1&amp;type=pdf" target="_blank" class="externalLink ProxyLink" data-proxy-href="http://citeseerx.ist.psu.edu/viewdoc/download?doi=10.1.1.374.6819&amp;rep=rep1&amp;type=pdf" rel="nofollow">http://citeseerx.ist.psu.edu/viewdoc/download?doi=10.1.1.374.6819&amp;rep=rep1&amp;type=pdf</a>[/QUOTE]</p><p><br /></p>

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