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<p>[QUOTE=&quot;Jim Dale, post: 8251114, member: 100459&quot;]The Credit Union where I bank tells us our score.&nbsp; It&#039;s at 739 now.&nbsp; I got a copy of my credit report and found out that we had 2 late payment charges to the same company.&nbsp; My wife buys her clothes there and she doesn&#039;t always give the bill to me.&nbsp; I cut their credit cards to shreds and told her I didn&#039;t care if she bought there, but use our VISA, which I pay the balance each month.&nbsp; She bought a car in 2015 and we are still paying on it.&nbsp; Interest is 2.9%.&nbsp; She doesn&#039;t know it yet, but I&#039;m paying it off this month. (Balance-$3,100) Then we will be out of debt.&nbsp; I don&#039;t buy a coin unless I can pay cash.&nbsp; I don&#039;t buy from Rick even though he will let us make 2 payments to an already overpriced coin, no matter what he says.&nbsp; I also don&#039;t buy from the gooney brothers for the same reason.&nbsp; I watch ebay for something I like.&nbsp; I bought the 2021 W American Liberty High Relief Gold Coin last year.&nbsp; I paid $2,715 for it and Rick is (trying and probably is) get twice that much and it will probably go up with the Spot of Gold lately.</p><p>I&#039;m trying to find a 2021 W American One-Tenth Ounce Gold Coin T-1 and haven&#039;t found one that is selling reasonably.&nbsp; I have the T-2 and just want a match.&nbsp; I bought the T-2 from the Mint, but the T-1 was sold out before I could get to it.</p><p>It&#039;s nice to be married to a &quot;Rich&quot; retired High School English Teacher. (I&#039;m a retired State CPA Accountant.)&nbsp; Plus we both are on Social Security and Medicare.[/QUOTE]</p><p><br /></p>

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