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<p>[QUOTE=&quot;cpm9ball, post: 1665424, member: 24633&quot;]This is an excerpt from the FBI webpage on fraud targeting the elderly.......</p><p><br /></p><p style="text-align: center">Fraud Target: Senior Citizens</p><p>Our <a href="http://www.fbi.gov/scams-safety/fraud" target="_blank" class="externalLink ProxyLink" data-proxy-href="http://www.fbi.gov/scams-safety/fraud" rel="nofollow">Common&nbsp; Fraud Schemes webpage</a>&nbsp; provides tips on how you can protect you and your&nbsp; family from fraud.&nbsp; Senior Citizens especially should be aware of fraud schemes&nbsp; for the&nbsp; following reasons:</p><p>&nbsp;</p><ul> <li>Senior&nbsp; citizens are most likely to have a “nest egg,” to own their&nbsp; home,&nbsp; and/or to have excellent credit—all of which make them attractive&nbsp; to con&nbsp; artists.</li> <li>People&nbsp; who grew up in the 1930s, 1940s, and 1950s were generally&nbsp; raised to be polite&nbsp; and trusting. Con artists exploit these traits,&nbsp; knowing that it is difficult or&nbsp; impossible for these individuals to say&nbsp; “no” or just hang up the telephone.</li> <li>Older&nbsp; Americans are less likely to report a fraud because they&nbsp; don’t know who to&nbsp; report it to, are too ashamed at having been scammed,&nbsp; or don’t know they have&nbsp; been scammed. Elderly victims may not report&nbsp; crimes, for example, because they&nbsp; are concerned that relatives may&nbsp; think the victims no longer have the mental&nbsp; capacity to take care of&nbsp; their own financial affairs.</li> <li>When&nbsp; an elderly victim does report the crime, they often make poor&nbsp; witnesses. Con&nbsp; artists know the effects of age on memory, and they are&nbsp; counting on elderly&nbsp; victims not being able to supply enough detailed&nbsp; information to investigators. In&nbsp; addition, the victims’ realization&nbsp; that they have been swindled may take&nbsp; weeks—or more likely,&nbsp; months—after contact with the fraudster. This extended&nbsp; time frame makes&nbsp; it even more difficult to remember details from the events.</li> <li>Senior&nbsp; citizens are more interested in and susceptible to products&nbsp; promising increased&nbsp; cognitive function, virility, physical&nbsp; conditioning, anti-cancer properties,&nbsp; and so on. In a country where new&nbsp; cures and vaccinations for old diseases have&nbsp; given every American hope&nbsp; for a long and fruitful life, it is not so&nbsp; unbelievable that the con&nbsp; artists’ products can do what they claim.</li> </ul><p>[/QUOTE]</p><p><br /></p>

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