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Message:: [QUOTE="foreverEBG, post: 2289339, member: 73517"]I can understand the VAM market because there are enough Morgans in required condition to identify/attribute to a die marriage. I can even understand CAC, To a degree, even though I think its just an extra way to get money out of hard working numismatists. I only agree with CAC because there are now so many fakes, even encapsulated fakes that CAC does have it's assurances. I just don't get some of the minute varieties that are causing everyone to think they have something worth more than face. Then again what collector doesn't exaggerate on the value of their collection. I can even get the Wexler Homestead quarter that is the "Reflection" var. But this hair splitting and the time spent findings these so-called varieties could be put to better use like finding an 1983 95% copper. That's the way I view it but to each their own.   Also I will never understand who the heck would submit a clad state quarter fresh from a roll for TPG! Yes it will grade high but then you have to have extra pocket space just to carry a dollar. ROFL[/QUOTE]