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<p>[QUOTE=&quot;Andy, post: 23653, member: 645&quot;]Life insurance should not be taxable. Life insurance means that your kids will not lose the house that they are growing up in and will not have to move away from their friends. Life insurance means that your wife will only have to deal with her grief and not be overwelmed with how to put food on the plate for the kids and have a roof over their head.</p><p><br /></p><p>A coin collection can be an asset that your loved ones could keep as a warm memory of you or sell to pay for an unexpected need or even for your own grandchilden ,whom you may not even have yet, education </p><p><br /></p><p>I happened to also have a nice stamp collection. Most of my stamps were my mom&#039;s. She gave them to me even thru she is still alive for I was the only son who showed an interest with not only the stamps but with sharing them with my sons. So every once in awhile when I bring mom down from Sarasota, I open up the books for all the family to share and add a stamp or two to watch both my kids and mom&#039;s eyes gleem.</p><p><br /></p><p>I too plan on giving my collections to the sons who show the greatest interests and will carry life insurance until they are finished with college which could be sometime from now since my youngest is six weeks old.[/QUOTE]</p><p><br /></p>

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