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<p>[QUOTE=&quot;rick, post: 23574, member: 1235&quot;]You make a good point ernie, but I think - in the end - it amounts to one of many avenues of justification.&nbsp; I, myself, came to the realization that I work hard for what I have, and nothing (in a material sense) gives me as much pleasure as this hobby does.</p><p>I have heard a lot of people that say &#039;you should spend x percentage of your earnings on entertainment, and x percentage to this...&#039; and so on.&nbsp; Many people say you should only have x percent of your total net value in your coin collection.&nbsp; I guess, in the end, nobody knows what your value of x really is, and those people that come up with those values don&#039;t earn your money, so why should they tell you the best way to spend it?[/QUOTE]</p><p><br /></p>

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