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<p>[QUOTE=&quot;lkeigwin, post: 1240025, member: 30400&quot;]I see no reason to avoid ebay sellers who have no stores. B&amp;M&#039;s are on the decline. More folks sell online. Your best assurance is to buy from those with excellent feedback, and to learn to spot fake coins.</p><p><br /></p><p>PCGS and NGC don&#039;t guarantee obvious clerical mistakes, that is correct. But your example is not a good one. If you buy a genuine coin that is overgraded the guarantee will apply. &quot;Mechanical&quot; errors, as they are called, are for such things as a dime that is labeled as a quarter. A PCGS MS63 with graffiti would be covered.</p><p>Lance.[/QUOTE]</p><p><br /></p>

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