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<p>[QUOTE=&quot;superc, post: 1830226, member: 44079&quot;]I am finding this to often be very true.&nbsp; I had several almost complete sets I had inherited, many poor coins.&nbsp; So, in memory of the deceased I started buying similar almost complete Whitman and Dansco books.&nbsp; Sometimes for fairly low prices compared to what the greysheet says some of the specific coins named should sell for.&nbsp; &lt;More than once a whole album was sold to me for less than the value of one coin in it.&nbsp; A Washington quarter album I got for about $380 on Ebay has/had an almost mint 1932S in it as a for instance. &gt;&nbsp; Anyway as I collect them I both fill holes in the albums I inherited, and often I find specimens several grades above what my relatives or friends had acquired in their pocket change.&nbsp; Substitutions ensued.&nbsp; I now have several 1916D Mercury dimes of varying grades.&nbsp; I finally decided I was satisfied with my former wife&#039;s Peace dollar album and the pre-64 Roosevelts.&nbsp; Nothing in it not mint state and mostly unscuffed.&nbsp; I am still playing with her Mercury set however, but let me say that with 20 or so Mercury albums acquired after her death 90% of it is now mint state.&nbsp; I am sorting the albums as grade 1, 2 or 3.&nbsp; State 1 is the inherited sets.&nbsp; Ideally I will eventually have nothing lower than grade 60 in any of them.&nbsp; State 2 is the debatables.&nbsp; One MS Morgan looks a lot like another.&nbsp; Past a certain point, what do you do when you find 4 or 5 mint state Benjamins of a given year?&nbsp; Okay 1 goes into the grade 1, put the others into grade 2 folders.&nbsp; So slowly the purchased grade 2 folders begin to fill with ms and the AGs move to the grade 3s.&nbsp; Yuh, appreciation that eventually some of the grade 2s will also become grade 1s, and some of today&#039;s grade 3s will slowly become grade 2s and new grade 3s will be created as new purchases are made.&nbsp; I have several full album books now that are pure AG - VF, but I still have a few grade 1s with coins that need replacing with a better grade.&nbsp; [Very few vacant spaces in the grade 1s (mostly in classic coins), thanks to low priced albums found on Ebay.]&nbsp; I debate if I should stop trying to convert 2s into 1s and just start selling the grade 3 albums, or part them out.&nbsp; I am sure sometime in the next 4 or 5 years I will arrive at a decision.&nbsp; &nbsp; <img src="styles/default/xenforo/clear.png" class="mceSmilieSprite mceSmilie1" alt=":)" unselectable="on" unselectable="on" />[/QUOTE]</p><p><br /></p>

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