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Message:: [QUOTE="-jeffB, post: 2147025, member: 27832"]I'm not really sure what you're asking here, but it sounds like you're asking whether there's a rare coin that would let you make more of a profit than buying plain bullion. There are a couple of main points here. First, the only way to guarantee a profit is to buy for less and sell for more. Coin shops and bullion dealers need to make a profit to stay in business. So, the amount they'll pay you -- for a coin, for bullion, whatever -- will always be less than the amount they'll charge you for that same coin or bullion. This is often called the "buy/sell spread". It can be small, 5% or less, for bullion; for coins, it can be quite large, up to 30% or more. It looks like you're on the wrong side of this deal! You'd like to make a profit, rather than take a loss. (It's not that simple, of course; you don't have to pay upkeep on a shop, pay employees, advertise, and so forth.) How can you make a profit? You can buy gold or silver and wait for their prices to go up. Sometimes (2010-2011), this works great. Sometimes (2011-today), it doesn't work very well at all. You can buy rare coins and wait for their prices to go up. Sometimes this works great, sometimes it doesn't. Many people say "quality rare coins always go up in value". This is not true. Some coins, during some intervals, go down in value. Most coins, over most intervals, go up in value -- but usually not enough to keep up with inflation, and rarely enough to keep ahead of a return-bearing investment like stocks or real estate. As [USER=73555]@doug5353[/USER] hinted, the first step in getting ahead is to make sure that you aren't paying credit card interest. There aren't many no-brainer investments in coin collecting -- but paying off a credit-card balance that's incurring 15%, 20%, or 30% interest charges per year is truly a no-brainer.[/QUOTE]

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