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<p>[QUOTE=&quot;masterswimmer, post: 7887146, member: 102022&quot;]This is absolutely not true. If used the way [USER=100459]@Jim Dale[/USER] stated, pays off his balance monthly, the increased credit line actually raises his FICO score.</p><p><br /></p><p>The logic behind that is, he&#039;s using much less percentage of his available credit. That is one of the six major credit criteria analyzed continuously. They are payment history, credit usage/outstanding balance (this discussion), derogatory marks, age of credit, total accounts, and inquiries.[/QUOTE]</p><p><br /></p>

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