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<p>[QUOTE=&quot;Vess1, post: 652502, member: 13650&quot;]Ok.&nbsp; You&#039;re making this too hard.&nbsp;&nbsp; Companies produce and ship blank planchets to the various mints.&nbsp; The mints press them with dies, create coins, and they end up falling off into huge bags that are hauled around with fork trucks.&nbsp; Somehow, they end up getting broken down and shipped out to banks around the country, &#039;as needed&#039;. </p><p><br /></p><p>&nbsp;&nbsp;&nbsp; For example here in 2009, with the bad economy, everybody has been cashing in all their change jars for cash.&nbsp; Some of which have been sitting around for decades.&nbsp; So there has been a huge influx of change to the banks so they won&#039;t order as many new coins from the mint.&nbsp;&nbsp; Which is why hardly anyone is seeing any new 2009 coins yet. </p><p>&nbsp;&nbsp; When the banks do need them, they&#039;ll place an order and the bank will receive rolls of coins from the mint.&nbsp;&nbsp; </p><p>&nbsp; Then you have businesses in cities and towns around America who need change for daily transactions.&nbsp;&nbsp; They will go to the banks and get freshly minted change for their cash registers.</p><p><br /></p><p>&nbsp; I get paid by direct deposit.&nbsp; So when I go to the ATM, I don&#039;t get any change.&nbsp; I only get cash.&nbsp; I spend the cash at the businesses and in return, end up taking home change from the businesses.&nbsp; </p><p><br /></p><p>&nbsp; In comparison, very few coins are ordered by the public directly from the mint for what&#039;s produced.&nbsp; Of course, many BU coins we collect today were ordered direct by a collector at some time.&nbsp; While many many more were probably just saved out of circulation by someone.</p><p><br /></p><p>&nbsp;&nbsp; You have to realize fresh coins can stay in pretty good shape for several years.&nbsp;&nbsp; For example, not that you would but you could probably still find 2006, 2007 Lincoln cents that have been circulating for some time that could be pulled from circulation, sent to a TPG and get a MS62, MS63 grade.&nbsp;&nbsp; Maybe better.</p><p><br /></p><p>&nbsp; Check out the ANA 6th edition grading book.&nbsp;&nbsp; Grades have no bearing on where the coins come from, or if they&#039;ve been circulating or not.&nbsp;&nbsp; I get 2008 coinage in change once in a while that could probably still pass as a MS64.&nbsp; &nbsp; All the grade looks at is how original the coin is and damage, whether it was caused at the mint or in circulation.&nbsp;&nbsp; The higher grades take into account natural luster remaining.&nbsp; &nbsp; </p><p><br /></p><p>&nbsp; Yes, the highest potential grade would be when they&#039;re straight from the mint, but more often than not, the minting and handling process at the mint itself causes damage that instantly drops the grade of most coins before they even leave the facility.&nbsp; &nbsp; Most circulating coinage starts out as a MS66-MS68 at best before they go into circulation.&nbsp; &nbsp; After two years of circulating, some may still pass as MS-65s depending on the luster remaining and how much they have circulated.&nbsp;&nbsp; Of course, as the years go by, the grades gradually drop as change is circulated more and more.&nbsp;&nbsp; </p><p><br /></p><p>&nbsp;Nickels don&#039;t circulate that much.&nbsp; Quarters circulate the most, as being the most common difference you get back.&nbsp; &nbsp; It&#039;s true.&nbsp; I have a change bank that consists of 3 tubes that I dump all my change in.&nbsp;&nbsp; The quarters fill up the fastest.&nbsp; I have to start throwing them in an extra bag.&nbsp; The dime tube takes much longer to fill.&nbsp;&nbsp; And I don&#039;t think I&#039;ve ever filled the nickel tube before I cashed it all in.</p><p><br /></p><p>&nbsp; You should be able to find nicer old nickels in circulation than you will quarters for the most part.&nbsp;&nbsp; A five year old circulating nickel could still be &#039;mint state&#039; condition, because of lack of circulation, although it has been out there.[/QUOTE]</p><p><br /></p>

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