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<p>[QUOTE=&quot;jtlee321, post: 2760251, member: 73983&quot;]I would agree with you 100% on this.&nbsp; Their business model would almost have to fluctuate.&nbsp; If their standards were to continuously loosen, then no one would submit.&nbsp; They want it to be a guessing game, so that if you guess wrong, you will end up resubmitting in 6 months in hopes of being on the right side of that ebb and flow.[/QUOTE]</p><p><br /></p>

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