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<p>[QUOTE=&quot;Ed Sims, post: 1976737, member: 59688&quot;]I did scroll down far enough. If you were to crunch the numbers they calculate the melt value using .723 ozt per dollar face value. NO one who buys and sells 90% silver on a daily basis pays at that rate. As I said, the industry standard for buying and selling 90% silver coins has been .715 for decades. It was that way when I began collecting coins in 1966 and it is still that way today. These online calculators were programmed by people who do not take into account that the coins do not remain full weight after they have been in circulation for a period of time.</p><p><br /></p><p>If you want to overpay using these calculators then that is your choice.</p><p><br /></p><p>.715 x spot x face value is such an easy calculation to remember a person does not need to have to use an inaccurate online calculator.[/QUOTE]</p><p><br /></p>

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