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<p>[QUOTE=&quot;fiddlehead, post: 6079391, member: 31286&quot;]Here&#039;s a couple of modern day stats for you.&nbsp; 70% of American families have less than $1000 in the bank.&nbsp; However, over 60% own their home - but.....&nbsp; most of those are mortgaged.&nbsp; About 37% own their houses free and clear, but that is primarily those of us who are older, so .....&nbsp; I&#039;ve lived a pretty long life and I can tell you that I wasn&#039;t able to save shit until I got into my 50&#039;s.&nbsp; Raising children, paying the mortgage, fixing the car.&nbsp; If you didn&#039;t strike it rich early it takes half your life or more for most people to get ahead - and that&#039;s if you are lucky, smart, talented and hard working enough to get that far.&nbsp; Of course, if you&#039;re born with it .....&nbsp; well all the more power to ya&#039; I guess.&nbsp; Me, I was and am hard working, smart, and most of all LUCKY.&nbsp; I didn&#039;t get sick (neither did my wife or my children), I benefitted from good friends and the ability to communicate well and that helped me be successful in a trade.&nbsp; It wouldn&#039;t have taken much - just a little turn here or there and instead of being well enough off I could be broke.&nbsp; &quot;Most&quot; people aren&#039;t as fortunate as I have been.&nbsp; I try to keep that in mind every day.&nbsp; And because I&#039;ve been lucky I can feed my love of old coins - especially old dirty gold.&nbsp; haha.&nbsp; Bless you all.&nbsp; I certainly have been (blessed that is).[/QUOTE]</p><p><br /></p>

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