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<p>[QUOTE=&quot;dougsmit, post: 1984393, member: 19463&quot;]For the record my rich &#039;Uncle Sam&#039; often sends me a check in the Spring and I am not inclined to spend that tax refund differently that I do the other checks sent me by employers.&nbsp;&nbsp; </p><p><br /></p><p>I buy coins like I buy lunch.&nbsp; I can eat at Wendy&#039;s and get a small chicken sandwich, promotional Junior Frosty and free Senior drink for a total of $1.04 including tax.&nbsp;&nbsp; I can go about twenty yards in the same parking lot and eat at a fancier place (not fancy, just fancier) where lunch will cost $10 and require I specify I want the chicken cooked through.&nbsp; Either way I get more fat and carbohydrates than my doctor would prefer I ate but I will be having Quinoa and Spinach for supper so I&#039;m splurging.&nbsp;&nbsp; Neither meal will be with me in 24 hours but either will serve the purpose of keeping my stomach from growling.&nbsp; This is not an investment, it is an expenditure.&nbsp; I keep records of what I pay for coins but that number is not a major factor since the money I spent was expendable like the money spent on lunch.&nbsp; I do not spend money I don&#039;t have. </p><p><br /></p><p>There are many coins I will never own.&nbsp; That is OK.&nbsp; There are many other coins I will enjoy owning.&nbsp; I have a certain amount of money to spend on coins so spending $50 extra on a coin I think is worth less means I will not buy another coin with that money.&nbsp; Will I enjoy the 100 coins on my favorites page less than I would the single aureus I might have bought with the same money?&nbsp; Many collectors would have none of them let alone all 100.&nbsp; I have no pressing desire for an aureus that means I can&#039;t have anything else but there is an aureus that last sold for $35k that, in theory, I would like.&nbsp; I will not be around to sell those 100 so whether a dealer would offer $10,000 or $100,000 is of no practical importance.&nbsp; If my heirs want to be rich, I suggest they devise another game plan than selling my coins.[/QUOTE]</p><p><br /></p>

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