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<p>[QUOTE="softmentor, post: 2630572, member: 10469"]I think that depends entirely on the bank and the individuals who are working there. I don't usually do the volume you do Bman, but I do on occasion. I have taken as much as $6,000 at a time. That was $5k in dollars and $1k in halves at a time. and a total of $15k in a month all to one branch. They never questioned it. </p><p>Personally I think it works out better to take all returns to the same bank same branch all the time. the reason I think that is speculation about the chain of events after the coin has left at the bank. I believe the coin is then picked up by a armored service. They may take it to their own coin sorting facility or more likely they transport it to the Federal Reserve Bank branch nearest them. (Y'all do know the Federal Reserve Bank is NOT the government, but a private bank) So a lot of banks send their coin to the Federal Reserve to be counted and sorted. </p><p>So now I imagine the stream of coin coming into the FR. If they get a LOT from one source that has all been searched, then those boxes of rolled coin will of course be skunks, but the OTHER boxes, the ones that come from banks that don't get big dumps, will have a higher percentage of silver because they have not been "diluted" with so many sources of searched coin. </p><p>So, really, the only way it does help is if the dump bank does NOT use the FR but does their own count and roll, thus keeping all that searched coin out of the FR stream. Because my deposit bank is one of the big major banks, I think they have their own central processing, thus bypassing the FR. My pick up bank does use the FR. I believe this because the wrappers on the rolls are different that come into the 2 banks. </p><p>So, ultimately, the trick is to deposit all your coin at a bank that wraps with one kind of wrapper, and pick up at a bank that uses another kind of wrapper. That way you are at least not getting your same coin back so quickly. </p><p>In the end it probably doesn't make any difference. It all gets dumped in a hopper, counted and rolled. </p><p>the best way to get searched coin out of the stream and see more silver is to spend the searched halves so that people save them and take them out of circulation altogether.[/QUOTE]</p><p><br /></p>
[QUOTE="softmentor, post: 2630572, member: 10469"]I think that depends entirely on the bank and the individuals who are working there. I don't usually do the volume you do Bman, but I do on occasion. I have taken as much as $6,000 at a time. That was $5k in dollars and $1k in halves at a time. and a total of $15k in a month all to one branch. They never questioned it. Personally I think it works out better to take all returns to the same bank same branch all the time. the reason I think that is speculation about the chain of events after the coin has left at the bank. I believe the coin is then picked up by a armored service. They may take it to their own coin sorting facility or more likely they transport it to the Federal Reserve Bank branch nearest them. (Y'all do know the Federal Reserve Bank is NOT the government, but a private bank) So a lot of banks send their coin to the Federal Reserve to be counted and sorted. So now I imagine the stream of coin coming into the FR. If they get a LOT from one source that has all been searched, then those boxes of rolled coin will of course be skunks, but the OTHER boxes, the ones that come from banks that don't get big dumps, will have a higher percentage of silver because they have not been "diluted" with so many sources of searched coin. So, really, the only way it does help is if the dump bank does NOT use the FR but does their own count and roll, thus keeping all that searched coin out of the FR stream. Because my deposit bank is one of the big major banks, I think they have their own central processing, thus bypassing the FR. My pick up bank does use the FR. I believe this because the wrappers on the rolls are different that come into the 2 banks. So, ultimately, the trick is to deposit all your coin at a bank that wraps with one kind of wrapper, and pick up at a bank that uses another kind of wrapper. That way you are at least not getting your same coin back so quickly. In the end it probably doesn't make any difference. It all gets dumped in a hopper, counted and rolled. the best way to get searched coin out of the stream and see more silver is to spend the searched halves so that people save them and take them out of circulation altogether.[/QUOTE]
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