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Message:: [QUOTE="V. Kurt Bellman, post: 2802799, member: 71723"]hic, Boy, reading your post brings back memories. We've all felt exactly what you have on that subject. The answer does make sense, sort of, but it is NOT self-evident or intuitive. First, in you have some experience or are pretty good at predicting grades, start with your "Gee, I'd be happy if it got that grade" grade. Use THAT to determine your value for shipping insurance. This is what you will be paid if your shipment goes into the ether, Disappearsville, or as computer geeks call it "Write-only memory". Pay me that number. So, there's a rational reason to estimate high. But you also seem concerned with service tiers. Yes, sometimes one can flirt with a service tier value limit, but probably not often. Cheaping out is enticing, but don't do it! Bite the bullet, pay the few extra bucks. Gaining the reputation as a "game rigger" is not worth the short-term gain. After all, value-based tiers tend to be for pretty stout coins. Don't be a miserly jerk. These costs will be a minor consideration soon. Many tiers are qualitative rather than value-based. "Modern". Any help?[/QUOTE]