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<p>[QUOTE=&quot;RedTiger, post: 675926, member: 19098&quot;]Collect what you like. Your set is your choice, so so anything you decide is okay. Some collectors, especially the old school, prefers evenly matched sets such as VF to XF, or maybe AU50 to MS63 if doing higher grade. A few collectors enjoy the challenge of trying to get the exact same grade. A lot of sets are put together with a mix of grades, because of budget and availability. </p><p><br /></p><p>Sets put together from circulation sometimes have the best example of each coin that can be found. That can mean higher grade for the common coins, and very low grade for the tough coins.</p><p><br /></p><p>How deep are your pockets? A full Lincoln date/mintmark set in low MS is going to get to five figures ($10k+) pretty quick. A Franklin set won&#039;t be that much money in MS62/63/64, unless you have to have Full Bell Lines. A set of Capped Bust dimes might get to six figures for low MS grades. Check one of the many price guides (RedBook, Numismedia), and some of prices for actual coins from the auction sites, to get some ballpark figures and go from there.</p><p><br /></p><p>Again, there is no right or wrong answer. Just because some old school collectors prefer evenly matched grades across the entire set, that doesn&#039;t mean your set has to fit their ideas. It just has to fit your ideas and your budget. </p><p><br /></p><p>There is also the availability factor. For some sets, all a person needs is a big enough check book and they can pretty much buy every coin in a short period of time at a major show, or from the major auction sites. For some other sets, availability can be elusive and person may have to wait many years for a chance at one or more of the tougher coins in the desired grade(s).</p><p><br /></p><p>As for sets for the kids, I discourage those putting away coins for young relatives. If the kids have no interest in coins, the odds are that they will dump them for cash as soon as you turn around (or pass away) for a few cents on the dollar. That is the reality, unless they also become collectors. The odds of that tend to be slim. A few sentimental coins with low cash value are much more likely to be saved for future generations than nice sets of collector coins with a high cash value.[/QUOTE]</p><p><br /></p>

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