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<p>[QUOTE=&quot;Prime Mover, post: 1634925, member: 38783&quot;]That&#039;s what I did, refi&#039;d to a 15-year at sub-4% over a year ago.&nbsp; Chopped 8 years and almost $150k in payments off the top, and now there&#039;s no reason to pay down any faster.&nbsp; You&#039;ll most likely be costing yourself more money by paying faster, unless your mortgage rate is insanely high and you can&#039;t refi for whatever reasons.&nbsp; Now, I&#039;m diverting that extra money into PM&#039;s.&nbsp; I&#039;ll probably add a roll of ASE&#039;s with this year&#039;s check and keep climbing towards my goal of 1000oz before I go back to gold.[/QUOTE]</p><p><br /></p>

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