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<p>[QUOTE="omahaorange, post: 1774754, member: 28199"]There is no definitive answer to this question. It is up to the individual merchant to decide whether or not to accept a personal check.</p><p> </p><p>By the statement "send off for coins" I'm assuming you're either ordering on-line, or through a print medium such as a magazine ad or Littleton catalog <img src="styles/default/xenforo/clear.png" class="mceSmilieSprite mceSmilie8" alt=":D" unselectable="on" unselectable="on" /> . As such, there should be a clearly stated policy as to what the retailer accepts as payment. Be careful, this may be in the "fine print" many gloss over or don't read, but it should be somewhere on the site or in the ad. If there isn't a clearly stated payment option, go to another vendor.</p><p> </p><p>If you're talking B&M stores, that would be up to the proprietor. There is no legal obligation to accept a check. Many larger retailers can scan the check and instantly determine whether or not it is good. If they don't have a policy posted, just ask. I used to deal with place that would gladly take cash, and started to accept my checks after getting to know me. They did not, however, accept credit cards.</p><p> </p><p>As far as check numbers, most retailers are onto this and don't rely on the number to determine validity of the check. Like I said, they can scan it and verify on the spot if they have the right service, like TeleCheck.[/QUOTE]</p><p><br /></p>
[QUOTE="omahaorange, post: 1774754, member: 28199"]There is no definitive answer to this question. It is up to the individual merchant to decide whether or not to accept a personal check. By the statement "send off for coins" I'm assuming you're either ordering on-line, or through a print medium such as a magazine ad or Littleton catalog :D . As such, there should be a clearly stated policy as to what the retailer accepts as payment. Be careful, this may be in the "fine print" many gloss over or don't read, but it should be somewhere on the site or in the ad. If there isn't a clearly stated payment option, go to another vendor. If you're talking B&M stores, that would be up to the proprietor. There is no legal obligation to accept a check. Many larger retailers can scan the check and instantly determine whether or not it is good. If they don't have a policy posted, just ask. I used to deal with place that would gladly take cash, and started to accept my checks after getting to know me. They did not, however, accept credit cards. As far as check numbers, most retailers are onto this and don't rely on the number to determine validity of the check. Like I said, they can scan it and verify on the spot if they have the right service, like TeleCheck.[/QUOTE]
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