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<p>[QUOTE=&quot;umtrr-author, post: 253329, member: 5719&quot;]And there&#039;s an even more basic reason for this.&nbsp; </p><p><br /></p><p>Paypal charges Business and Premier Accounts the same rate for <b>all</b> transactions, regardless of whether they are done with a credit card.&nbsp; So if the buyer does a direct draw (checking account or Paypal balance), Paypal gets to keep <b>all</b> of the fixed fee plus percentage rather than sharing it with the credit card company.</p><p><br /></p><p>On top of that, of course, is the convenient &quot;float&quot; that Paypal uses for its withdrawls of Paypal balances, which allows more fractions of cents multiplied by millions of transactions to flow into its coffers.&nbsp; (Someone&#039;s got to pay for those automated e-mails.)&nbsp;&nbsp; </p><p><br /></p><p>I also love how the default response on this page &quot;Are You Sure you want to change to a Credit Card?&quot; is NO in bold print.&nbsp; I&#039;m waiting for them to hide the &quot;Yes&quot; in a 1 x 1 pixel button.[/QUOTE]</p><p><br /></p>

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