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<p>[QUOTE=&quot;gmarguli, post: 5383258, member: 246&quot;]Their guarantee covers two things, counterfeits and overgrades (including doctoring).</p><p><br /></p><p>Counterfeit: They buy the coin back at the FMV.</p><p><br /></p><p>Overgrade: Example, coin is originally slabbed MS66 ($1000 FMV), but upon regrade is MS65 ($400 FMV). They will either return the newly graded MS65 coin with a $600 check or they will keep the coin and send a check for $1000.[/QUOTE]</p><p><br /></p>

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