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<p>[QUOTE=&quot;gmarguli, post: 5383095, member: 246&quot;]If the coin is counterfeit, they will both pay you the fair market value of the coin. Not what you paid, but FMV. I believe they retain the option of replacing the coin. </p><p><br /></p><p>If the coin is overgraded, they will pay you the difference between the original grade and the new grade and return the coin to you <u>or</u> they will pay you the FMV of the coin at the old grade. I believe they usually give you a choice of which one you want. However, once they just sent me the coin back with a check for what they thought was the value difference without asking me.[/QUOTE]</p><p><br /></p>

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