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Message:: [QUOTE="GDJMSP, post: 1567323, member: 112"]Fair enough, I didn't realize they had dropped their premiums that low. But you should have looked at Heritage a little closer - <a href="http://coins.ha.com/c/search-results.zx?Nty=1&Ntk=SI_Titles-Desc&Ns=Time%7c1&Ne=304&N=51+790+231+321&Ntt=MS63" target="_blank" class="externalLink ProxyLink" data-proxy-href="http://coins.ha.com/c/search-results.zx?Nty=1&Ntk=SI_Titles-Desc&Ns=Time%7c1&Ne=304&N=51+790+231+321&Ntt=MS63" rel="nofollow">http://coins.ha.com/c/search-results.zx?Nty=1&Ntk=SI_Titles-Desc&Ns=Time|1&Ne=304&N=51+790+231+321&Ntt=MS63</a> You'll see plenty of coins there in MS63 ranging from $1880-$1997, and that figure does include the BP. And on the days they were sold, the price was approx 10%, sometimes less, over spot. And 10% is the industry standard for premium over spot, just like I said it was. You win, you can buy gold bars cheaper. But I think I have more than made my point. Current date AGE's sell on the site you linked to for $1754, approx $75 over spot. The MS63 coins at $1880 were $150 over spot. A very small percentage difference.[/QUOTE]