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<p>[QUOTE=&quot;HelloNewman, post: 348438, member: 12611&quot;]The best advice I can offer is balanced long-term no-load mutual funds.&nbsp; Look for ones with low expense ratios (don&#039;t want your gains gobbled up by money managers) and maybe something like an index fund that follows certain market benchmarks (S.&amp;P 500, etc.)&nbsp; When investing long term DO NOT look at you account daily or fret over daily (even large) market swings.&nbsp; Over a 10-15 year period, no investment will give you a higher (and SAFER) rate of return than a well balanced and well diversified basket of US stocks.&nbsp; There are even mutual funds that invest in precious metals in addition to equities.&nbsp; I&#039;ve had great luck with one that started buying gold about 8 years ago.[/QUOTE]</p><p><br /></p>

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