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<p>[QUOTE=&quot;calcol, post: 24723625, member: 77639&quot;]Credit unions can be insured by NCUSIF.&nbsp; Presumably there are some security measures that are required for a CU with insurance.&nbsp; There are two types of CU … state-chartered and federally chartered.&nbsp; Federally charted are regulated by the National Credit Union Administration (NCUA) and are required to be insured.&nbsp; State-chartered follow state regs including insurance requirements.&nbsp; A few states do not charter CUs. </p><p><br /></p><p>NCUSIF insures deposit accounts, not safe deposit boxes.</p><p><br /></p><p>CUs tend to be small organizations with few or no branches.&nbsp; They don’t have the political, financial, or legal clout of big commercial banks like Wells Fargo or Citi.</p><p><br /></p><p>Cal[/QUOTE]</p><p><br /></p>

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