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Message:: [QUOTE="pennyholic, post: 762000, member: 21498"]Although I agree with the advise from many responces above I would like to give another view. I have been collecting/hoarding/investing for a number of years now and I have never spent more then 20 bucks on a single coin. I have upgraded many coins in my collections many times over and still feel like I am ahead. I go through coins from the bank or buy junk silver and that is how I upgrade. I will return the coins to the bank or keep the silver in my pile that is growing since buying it a 8x face. I have over twenty albums started and some of them complete. I have a great dealer that has been nice over the years to let me sort through his silver bin which has resulted in many coins. I just purchased a lot of Barbers at 13x face which included dimes, quarters and halfs and filled several holes. Is this a high quality collection maybe not when looking at those Barbers but you would be surprised at some of the other series which are close to BU. I am very happy with my collection and will continue to add and upgrade coins as the thrill for me is the hunt and the condition of the coin is an added bonus.[/QUOTE]