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<p>[QUOTE=&quot;cpm9ball, post: 1915025, member: 24633&quot;]Tim, the primary reason the grading services want you to provide a stated value is for insurance purposes. If you think a coin may have a shot at a higher grade and greater value, then it is in your best interest to give it that higher stated value.</p><p><br /></p><p>Yes, there are people who intentionally undervalue coins in order to place them in a lower-cost tier and save on shipping &amp; insurance, but suppose the coins are lost in return shipping. If the coin actually came in a higher and more valuable grade, the TPG would settle your claim for no more than the stated amount on the submission form.</p><p><br /></p><p>However, bear in mind that over-valuing a coin won&#039;t necessarily mean that you would receive the full stated amount if it were lost in the mail. If a coin comes back graded lower than you anticipated, you would then have to negotiate a fair settlement with the TPG.</p><p><br /></p><p>Chris[/QUOTE]</p><p><br /></p>

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