my two cents. I've gotten literally several thousand half dollars over the last couple months. Don't have much of a problem getting them (if they have them) as returning them. They claim they have to ship them out (I guess it cost them to do it). I understand that but I figure they can/should put up with it, given some of their policies/fees/interest/bailout money they steal, but I guess greed will always be greed.
He speakests the truth on this issue of non-customers requesting coin. If you're a non-customer, and you luck out one or two times, you luck out. But, you keep that up, and, eventually, they're going to figure it out. And, remember, once they do, they have cameras. So, we don't want to lie, now, do we? Besides, that just ain't nice. :whistle:
I just left a meeting with the presidant of the first national bank here where I live. While I was there I asked him why the general public can't come in and buy rolled coins. His responce was quite intersting. He told me the reason and only reason is the bank by law cant make any money on selling rolled coins. The price paied for shipping and rolling the coins will be paied out any way. They would not lose any money but they cant make any. so they just make it a practis not to sell rolled coins to the general public. After the meeting he then toled the tellers that if I came in to purchas rolled coins it would be ok to sell them to me. I do not have an acount there nore do I plan on opening an account. I'm not saying this could happen for everyone of you who wants to buy rolled coins but it worked out for me. Cant hurt to try and talk to some one in charge at the bank could help you out.
I am of the opinion that banks should be able to refuse to do even exchanges for non-customers. You're asking the bank to expend resources in the form of time and effort, but receive no compensation for doing so--an unfair position to put them in. I haven't asked my bank for much, but when I have, they've always been pretty cool about it. I think the best approach is to go there with actual banking business to do, even if it's just a modest deposit, then ask them after that in an "oh by the way" kind of fashion if they have any ____s in stock. That way you haven't gone there for the sole purpose of doing something that the bank doesn't benefit from.