By TPG standards obverse 66 reverse 62+ PCGS FBL yes, NGC FBL no. Net MS64 with FBL dependent on grading service.
I can see the clear prong holders so I am going to assume this coin is in a PCGS holder. MS65 FBL I think the photo is fooling people into thinking that the black areas are marks when in fact they are probably mostly luster grazes. Very nice Franklin!
I believe I nailed it. Have a Great weekend everybody... and, if you believe that for your health you should stay at home, then put a wine bottle in every room in your house/apartment, and you can go "out" barhopping.