GTG - 1963-D Franklin Half

That is a generous FBL designation by NGC, but I agree with the numerical grade as I was at MS63+ in my initial guess.

 

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I see an AU-58 that ends up in an MS-62 holder. The MS-64 grade is ridiculous, but it’s not surprising. When I was a dealer, I saw the worst, must inconsistent grading for Franklin half dollars.

 

IMO Franklins are consistently overgraded by both major TPGs. I realize they are "market grading", but come on! FWIW, before seeing the grade I would have graded it a NGC MS64 no fbl.

 

This coin isn't one from my proof set as its still in the plastic.
I bought a bunch labeled as BU's and if the pic's of one of these BU's I post is in poor forum taste by posting in the OP's thread then please any Mod delete it..
johnmilton and Skyman got me thinking with their last posts and Franklin 1/2's confusion with grading.
Other than the OP coins bell having a little clearer writing on the top of the bell compared to mine I really don't see a difference.
Till I get my so called better pic scope these are the best I can do.
The bell rings on mine maby a bit less crisp and the writing on the bell is more pronounced than it shows.
Would mine be graded maby a 55 to 60?
Also this seller has some "Mint State" BU coins for $3 more than what my BU ones cost at $11.
I'm guessing the Mint state means they are the top notch polished dies from the mint that were put aside or the seller just worded it that way.

 

Appears over graded to me, but I'm not known as any type of expert on grades. LOL

 

Still not convinced.

 

Prior to the view I was at 62 glad I was wrong good luck and be safe

 

wow, would of graded it as a ms-60 if were mine and raw, but i guess i am a bit more conservative

 

Really? MS-64 FBL? Really?!! That's one inexplicable grading stumble for NGC; one giant reason for taking my TPG business elsewhere.