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<p>[QUOTE=&quot;EyeAppealingCoins, post: 3437175, member: 96749&quot;]I gave you a direct answer in my first post.&nbsp; The adjective &quot;fraudulent&quot; means of or relating to fraud.&nbsp; There is plain vanilla classic fraud (which requires scienter) and then there is a separate tort of constructive fraud (which has the same elements as classic fraud except for scienter).&nbsp; Either way, announcing a guarantee based on a standard that you claim is consistent and won&#039;t change and then changing it later allowing you to dodge warranty claims is fraudulent in my opinion.&nbsp; That&#039;s true regardless of whether it was done to dodge warranty claims or to generate revenue.&nbsp; Both David Hall (PCGS) and Mark Salzberg (NGC) have publicly stated that the standards have changed through the years (you can go find the evidence on their respective forums or websites if you care to dig long enough), which is obvious to everyone in this hobby who has submitted coins throughout the years.</p><p><br /></p><p>P.S.&nbsp; Since you are such a fan boy, even Mother Laura and Master Bruce have acknowledged the same.&nbsp; This is why so many are &quot;CAC only.&quot;[/QUOTE]</p><p><br /></p>

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