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<p>[QUOTE=&quot;Lehigh96, post: 3437172, member: 15309&quot;]What are you talking about?&nbsp; &quot;extra credit&quot;?&nbsp; That is the whole point of market grading.&nbsp; If the luster and eye appeal are MS67-68 level, as they are on this coin, and the surfaces are only MS65, the coin shouldn&#039;t be limited and isn&#039;t limited to the MS65 grade simply because that is where the surface preservation is.</p><p><br /></p><p>I have always been told that surface preservation is king and accounts for 40% of the grade, while the other attributes get 20%.&nbsp; By that rationale you would get the following breakdown for the coin in question:</p><p><br /></p><p>Surface Preservation:&nbsp; 65 x 4 = 260</p><p>Luster:&nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp;&nbsp; 67 x 2 = 134</p><p>Eye Appeal:&nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; 68 x 2 = 136</p><p>Strike:&nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; 66 x 2 = 132</p><p>------------------------------------------</p><p>Grade&nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp;&nbsp; 66.2</p><p><br /></p><p>So even when you give surface preservation &quot;extra credit&quot; by weighting double to all the other elements of grading, this coin still comes out as an MS66.</p><p><br /></p><p>My point was that the people who are calling this coin an MS65 are doing so because they are using surface preservation as a grade limiting factor instead of a simple element of grading.&nbsp; Furthermore, I have stated that my photos make the marks and planchet flaws look worse than they are, and don&#039;t do the luster and eye appeal the justice they deserve.</p><p><br /></p><p><img src="https://dyn1.heritagestatic.com/lf?set=path%5B2%2F0%2F4%2F1%2F7%2F20417917%5D%2Csizedata%5B850x600%5D&amp;call=url%5Bfile%3Aproduct.chain%5D" class="bbCodeImage wysiwygImage" alt="" unselectable="on" /></p><p><img src="https://dyn1.heritagestatic.com/lf?set=path%5B2%2F0%2F4%2F1%2F7%2F20417918%5D%2Csizedata%5B850x600%5D&amp;call=url%5Bfile%3Aproduct.chain%5D" class="bbCodeImage wysiwygImage" alt="" unselectable="on" /></p><p><br /></p><p>Both the TruView and Heritage photos better represent the surfaces of the coin.[/QUOTE]</p><p><br /></p>

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