It is such a pretty coin, that I really don’t care. I agree that it is close to PL, and in a newer holder, it would be a certain 66. It is definitely one of the top 10 coins I own. Since PCGS was tough on OGH coins, I am happy with the 65 grade, OGH, CAC combination. When I bought it,I paid low 64 money, and now it is a $1200 coin.