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<p>[QUOTE=&quot;Paddy54, post: 2952993, member: 19250&quot;]So I guess my question is ...if in fact &quot;the bean&quot; no matter the color is said to increase the value of said specimen are we collectors,or dealers? </p><p>Now I totally realize that this question is a ticking bomb...so to speak as I will be reminded that yes Paddy you do buy and sell .</p><p>True at times I do....I also offer trades....but ....and there&#039;s always a but ...I have coins in my collection that have been there for 50&nbsp; + years,there are coins that &quot;I &quot; will never sell....after I am gone that&#039;s someone else&#039;s choice. </p><p>So if your concern to me is&nbsp; value&nbsp; meaning $$$.....as aposed to the value of the coin in your collection ,being a part of a greater set or achievement,......I can see somewhat where a sticker may be a type of insurance.</p><p>However ....and I will allow my generation of collectors to chime in....that coins no matter the grade, condition, etc, etc... do and have gone down in value as well up.</p><p>If you been in this hobby 35-50 years you can certainly share these facts!</p><p>All one needs to do is use a Red Book as a &quot;guide&quot; over a 40 year peroid, adjust for inflation and I believe one would be shocked as to what has and has not with stood the test of time as far as holding or loosening value.</p><p>As far as being insurance goes....no matter if you&#039;re talking a slab, sticker etc....one needs to remember .... insurance is a racket.....if you win you loose...so to speake....I&#039;ve. Never met one person who &quot;personaly benefited from life insurance.....as they passed and family benefited . So Insurance is sort of betting against yourself.....the same for a bean ....you&#039;re betting against yourself ,and as well something you as an individual can control the market. True...you may win,and again you may loose.....when in fact the person you gave your $$$ to for the sticker has already won....he&#039;s got you&#039;re money.... and you got a sticker.<img src="styles/default/xenforo/clear.png" class="mceSmilieSprite mceSmilie57" alt=":jawdrop:" unselectable="on" unselectable="on" />[/QUOTE]</p><p><br /></p>

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