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Message:: [QUOTE="kanga, post: 298797, member: 9270"]Or the Indian Head nickel if you prefer.I've been imaging my collection and I've run into an apparent discrepancy between what the grading guides say and what the respected TPGs are doing. The apparent problem is the grade of Very Fine (VF). One of the major diagnostics is the buffalo's horn.The ANA Guide says that the horn is "worn but full".All the online guides basically say the same.I don't like Photograde, but I checked it. Same thing.And just to be complete I checked my Brown & Dunn (how's THAT for a blast from the past.) Says the same. But here's three Buffaloes from my collection AND note that they are either VF-30 or -35, NOT the minimum VF-20. <img src="http://home.comcast.net/~dcderoo/5-1919-D-VF35.jpg" class="bbCodeImage wysiwygImage" alt="" unselectable="on" />  <img src="http://home.comcast.net/~dcderoo/5-1923-S-VF30.jpg" class="bbCodeImage wysiwygImage" alt="" unselectable="on" />  <img src="http://home.comcast.net/~dcderoo/5-1937-D-3leg-VF30.jpg" class="bbCodeImage wysiwygImage" alt="" unselectable="on" />  None appear to have full horns.Any ideas about the apparent discrepancy in grading?[/QUOTE]