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<p>[QUOTE=&quot;srkjkd, post: 279012, member: 7248&quot;]my own personal opinion....i use ana grading&nbsp; book, photograde and pcgs guides for reference. i want both the obverse and reverse to be as attractive for the grade as possible. it may be ms 63 obverse and ms 66 reverse but its still an ms 63 coin to me. another variance is that contact marks are different for every coin..check the rim also for bumps and nicks. i pass on any coin i don&#039;t feel matches up to my own grading criteria as well as pass on any damaged coin.. it is my money and i feel i can wait for another opportunity as i am not racing to&nbsp; complete my series. i reference heritage&nbsp; auctions a lot due to the volume of coins they sell. plenty of photos and price references at your fingetips. look at the coin closely, take your time, decide what is attractive to you for the grade, as well as what you feel is a fair price for what you are buying. make sure that you enjoy your purchase and be patient finding it. good luck and enjoy your coins!!!...steve[/QUOTE]</p><p><br /></p>

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