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<p>[QUOTE=&quot;Cvette2015, post: 8180828, member: 117548&quot;]I was collecting back in the mid 60&#039;s and stopped in the early 70&#039;s, 13 years old to about 20 years old.&nbsp;&nbsp; Things seemed simpler then, Cull, Good, VG, Fine, XF, AU, BU and proof.&nbsp; We have those but XF 40 and XF 45 and MS 62 and MS 62+, to name a few.&nbsp; Have we over graded the hobby or does it seem like someone is trying to squeeze a little extra nickel out of everyone?&nbsp; Really, is there a noticeable difference between XF 40 and XF 45?&nbsp;&nbsp; Maybe I am just getting old and grumpy.&nbsp; Any other thoughts on the subject?[/QUOTE]</p><p><br /></p>

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