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<p>[QUOTE=&quot;bzcollektor, post: 65574, member: 3241&quot;]Hi Mike!</p><p><br /></p><p>See? we can agree! Yes, I consider myself a conservative grader. My opinion is what matters when I buy, whether online, at a show, or at someones shop. I have bought and sold face to face. Our mutual opinion in those circumstances, is what made those transactions successful.</p><p><br /></p><p>&nbsp;Usually, I was at a disadvantage. It is the state of the &quot;expert&quot; dealer, vs. the &quot;amatuer&quot; such as myself. One of the major laments of we amatuers over the years, is, when we buy a raw coin from dealer x, that dealer x says the coin is MS65. We agree, mostly because we want that coin. You take that same coin to 5 other dealers, with the implication that you want to sell it, BOOM, no one on the planet will say it is even an MS62.</p><p><br /></p><p>I have educated myself on grading. I can grade any normal US coin, with the exception of the early coppers, and early gold. I have never seen any examples, so I cannot grade them. I consider myself very good with MS Morgans. Pretty good with most popular US series circulated grades.</p><p><br /></p><p>So where does that leave us with gradeflation. It all depends pretty much on dollars. Does your circulated Walking Liberty set, or your Merc or Wash quarter set double in value, just because a book says what used to be a VF is now an XF? Of course not.</p><p><br /></p><p>We are talking about expensive circulated keydates, older typecoins, and of course, the degree of MS in most series. I am a Morgan fan. The difference in market price for a true MS64 1878 <i>any variety</i> Morgan, and a true MS65 is about $1500. One grade higher is big bucks. hmmmmmm........[/QUOTE]</p><p><br /></p>

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