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<p>[QUOTE=&quot;GDJMSP, post: 3448, member: 112&quot;]Howdy Jeff - Welcome to the Forum !!</p><p><br /></p><p>The usual reason a &#039;21 Peace such as you describe is graded as MS is because the majority of the coins were not well struck. So it is not unusual to see one of these with a lack of detail in the hair that is a genuine MS coin. Few of them like this will grade higher than MS64 - many will grade lower. And you need to be aware that even if a &#039;21 Peace has full details in the hair - that doesn&#039;t necessarily mean it will grade above 64 - though it might. It depends on the number and location of marks, the quality of luster etc etc. Many things are considered when assigning a grade to a coin.</p><p><br /></p><p>One way you can tell if the coin is worn or an MS coin with a bad strike is to look for a break in the luster in the problem area. If the luster is there - then it is likely MS. If it is not then it probably AU.</p><p><br /></p><p>Something to remember when grading any coin series - not all years of the given series are always graded in the same manner. With Peace dollars for example - a &#039;21 that grades MS64 may not look nearly as good in regard to detail as a &#039;22 or a &#039;23 of the same grade.[/QUOTE]</p><p><br /></p>

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