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<p>[QUOTE=&quot;johnmilton, post: 7364252, member: 101855&quot;]MS-65 because of small marks on the obverse and the black spot. NGC would probably grade it higher. They are not as tough on modern coins as PCGS which is why PCGS is “the grading service” for modern U.S. coins.[/QUOTE]</p><p><br /></p>

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