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Message:: [QUOTE="Kanderus, post: 1130557, member: 28447"]One of the guys who helps out at the store I work at was in need of gas money. Knew I was a new coin collector and didn't have a Morgan yet. It is  1901-O. Some dings, scratches, but everything is very, very readable. Showed him on the computer that Kitco would pay $22.28. I had $21 on me and said I would bring him a buck tommorrow. He said "Just call it $20 and we're good." So I did. I figure it was a decent deal. I don't much about grades or how to give one out, but I would call it at least in F quality. Maybe whatever is just below F?  Like I said everything is there, and readable. Full date, lettering, all 13 stars etc etc. I would snap a pic but my only camera is on my phone and it SUUUUCKS. I do have a scanner but I do not know how well it will turn out. Worth a shot I guess. Will add a scan of it later. Question: Coinflation says melt value is $26 in silver. How does one get that kind of money out of it?  I am def NOT looking to sell or melt it, but as far as I know the local coin shop uses Kitco's refining service rates for their buying guide. Every time I call and ask it is spot on to what Kitco is offering.  Like I say, I am not looking to sell it is just nice to know what I have and what it is worth. --Rob.[/QUOTE]