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<p>[QUOTE=&quot;-jeffB, post: 1921812, member: 27832&quot;]When I was first getting back into the hobby, someone listed a complete-but-32-d-and-s Washington silver set, with most of the coins looking high AU or MS. It was listed BIN/BO at just a bit over melt. I had almost enough money in my PayPal balance, but going over that to tap my bank/CC was a big psychological step. While I was dithering, someone made an offer <i>below melt</i>, even below my PP balance, and the seller accepted!</p><p><br /></p><p>I don&#039;t know for sure that it was a misfortune. Given my knowledge at that point, I might have been looking at a cleaned/polished set, and silver&#039;s come down a long way since then. But I was sore about that one for a long, long time.</p><p><br /></p><p>At this point, I&#039;m mostly pretty calm about getting outbid -- I set my snipe, and if someone goes higher, it reassures me that I&#039;m staying conservative enough in my bidding. Maybe someone spotted a treasure that I missed, but maybe <b>I</b> spotted a <i>problem</i> that <b>they</b> missed.[/QUOTE]</p><p><br /></p>

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