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Message:: [QUOTE="cpm9ball, post: 911909, member: 24633"]While I don't know your grandfather's age, I would guess that he started collecting 30, 40 or 50 or more years ago. In his time, buying keys and semi-keys was a lot different than it is today. With the advent of the grading services and the internet, the market for many of these coins has driven prices skyhigh, and it takes a good deal of experience to know when a coin is a good buy or not or whether it will hold its value or not. Yes, a hobby can be an investment, but before you can reap the rewards, you are going to have to invest a great deal of time learning as much as you can about it. Any coin, regardless of whether it is a key or semi-key or not is only worth what another buyer is willing to pay for it. Like Kenny Rogers said, You've got to know when to hold 'em, know when to fold 'em and you don't count your money when you're sittin' at the table. 20-year investmentOkay, let me ask you this.........  "Do you think it would be a good return on your money if you sold that $2000 1909-S VDB for $3000 in 2030? "Do you think it would be a good investment if 20 years from now silver was selling for $26/oz.? I'll wait for your answers before I comment. Chris[/QUOTE]