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<p>[QUOTE="vwap, post: 320907, member: 10114"]I'm a pretty easygoing guy, but sometimes, vendors (both corporate and individual) make mistakes, and that's fine, it happens. It's when they don't own up to it and instead, skirt around the issue/make things up/etc., where my blood boils.</p><p><br /></p><p>I bought some gold coins from Gaithersburg Coin Exchange (GCE) back on 12/10/07. I sent them a cashier's check the same day. The bank shows that funds were paid to Gaithersburg Coin Exchange on 12/17/07. (My bank and GCE's are the same National Bank.)</p><p><br /></p><p>I called on 12/18/07 wondering what was up, and was told that they needed to hold cashier's checks for three weeks due to the large number of counterfeit cashier's checks they'd been receiving. I pointed out that their web site (and also the person who took my order) says: "Immediate delivery on receipt of cashier's check". The gentleman said that it didn't matter. All checks, cashier's checks or otherwise, are held.</p><p><br /></p><p>I called this past Monday (1/14/08) to check back, as I hadn't received anything, nor heard anything, and one of the guys took my info and said he'd call back. I don't hear back. </p><p><br /></p><p>I called again this morning (1/16/08) and talked to Bob and was told that my bank rejected the cashier's check as counterfeit, and to call my bank. (Mind you, they made no attempt to contact me because, evidently "We don't have your phone number." They certainly have my shipping address if nothing else...)</p><p><br /></p><p>I call the Bank, and they tell me that the cashier's check is good and was paid on 12/17/07, to Gaithersburg Coin Exchange.</p><p><br /></p><p>I call GCE back, and talked to Bob once again. He (in my opinion, rudely) told me that:</p><p><br /></p><p>1. The cashier's check was "drawn on a dormant account in Texas."</p><p>2: We don't have time to check today.</p><p><br /></p><p>It was 3pm in Maryland at the time, the Bank doesn't close until 6pm, and the customer service line for cashier's checks doesn't close until 9pm Eastern. He didn't care and said: "We've got a line of people out the door, I don't have time for this today." At this point, I'm sure Bob's just feeding me a load of crap, especially with the bit about the Cashier's Check not clearing/being counterfeit (not to mention the "line out the door," but I hang up anyway).. I called the Bank to confirm, and they agree -- Cashier's Checks aren't drawn on personal accounts -- they're drawn against the Bank, so there's no way he would've been told that it was drawn on a dormant account in Texas! </p><p><br /></p><p>I don't yet have a resolution this issue as Bob "didn't have time" to figure this out, but as soon as I do, I'll post it. The experience thus far has left a rather bitter taste.[/QUOTE]</p><p><br /></p>
[QUOTE="vwap, post: 320907, member: 10114"]I'm a pretty easygoing guy, but sometimes, vendors (both corporate and individual) make mistakes, and that's fine, it happens. It's when they don't own up to it and instead, skirt around the issue/make things up/etc., where my blood boils. I bought some gold coins from Gaithersburg Coin Exchange (GCE) back on 12/10/07. I sent them a cashier's check the same day. The bank shows that funds were paid to Gaithersburg Coin Exchange on 12/17/07. (My bank and GCE's are the same National Bank.) I called on 12/18/07 wondering what was up, and was told that they needed to hold cashier's checks for three weeks due to the large number of counterfeit cashier's checks they'd been receiving. I pointed out that their web site (and also the person who took my order) says: "Immediate delivery on receipt of cashier's check". The gentleman said that it didn't matter. All checks, cashier's checks or otherwise, are held. I called this past Monday (1/14/08) to check back, as I hadn't received anything, nor heard anything, and one of the guys took my info and said he'd call back. I don't hear back. I called again this morning (1/16/08) and talked to Bob and was told that my bank rejected the cashier's check as counterfeit, and to call my bank. (Mind you, they made no attempt to contact me because, evidently "We don't have your phone number." They certainly have my shipping address if nothing else...) I call the Bank, and they tell me that the cashier's check is good and was paid on 12/17/07, to Gaithersburg Coin Exchange. I call GCE back, and talked to Bob once again. He (in my opinion, rudely) told me that: 1. The cashier's check was "drawn on a dormant account in Texas." 2: We don't have time to check today. It was 3pm in Maryland at the time, the Bank doesn't close until 6pm, and the customer service line for cashier's checks doesn't close until 9pm Eastern. He didn't care and said: "We've got a line of people out the door, I don't have time for this today." At this point, I'm sure Bob's just feeding me a load of crap, especially with the bit about the Cashier's Check not clearing/being counterfeit (not to mention the "line out the door," but I hang up anyway).. I called the Bank to confirm, and they agree -- Cashier's Checks aren't drawn on personal accounts -- they're drawn against the Bank, so there's no way he would've been told that it was drawn on a dormant account in Texas! I don't yet have a resolution this issue as Bob "didn't have time" to figure this out, but as soon as I do, I'll post it. The experience thus far has left a rather bitter taste.[/QUOTE]
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