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Message:: [QUOTE="Rono, post: 251864, member: 6492"]retirement Hi Elaine, I try to buy at least one of most everything they issue each year excluding the gold because I can't afford it on a regular basis. Indeed, of the common things I buy 5 each - 1 for each of my two grandkids, 1 for my collection and 2 for shrieks.  I also try to buy anything that looks like it might take off.   This is hard and tricky and most often it's just pure luck, but sometimes things are fairly transparent. For example, the Anniversary sets and burnished Eagles were a transparent winner.  Late in the year, first year offered, limited mintage - back up the truck and max out your card.  The Marine Corps commem dollar - hey, we're in a war.  The buffalo silver dollar.   However, the 2004 mint sets - who knew?  2001 Proof sets?  And this is why I try to buy a couple extras.  Then, ever so often I take them into my local dealer, sell them and buy something for my collection. Then there are times we're wrong - buffalo proof 24K dollar.  What a rat.  Thankfully, wifey and I only chose to afford one each.  I dont' see losing money as I think gold will go higher, but it sure wasn't a winner.  If I tried to sell it today, I'd take a hit on the vigorish alone. However, that said, I think you've got a good plan. good luck, peace, rono[/QUOTE]